Clear terms.No surprises.

Agreement and licence

These terms apply to Alfie Budget, published by Apex Radius. By downloading or using the app, you agree to these terms and Apple’s applicable App Store terms. If you do not agree, do not use the app.

Apex Radius grants you a personal, limited, non-exclusive, non-transferable, revocable licence to use Alfie Budget on Apple devices you own or control, subject to Apple’s usage rules.

Budgeting tool, not financial advice

Alfie helps you organize information you provide and performs deterministic budgeting calculations. It does not connect to banks, verify balances, provide investment, tax, legal, accounting, or financial advice, or guarantee savings or financial outcomes.

You remain responsible for the accuracy of entries, decisions based on the app, backups or exports you choose to keep, and compliance with obligations that apply to you.

Purchases and subscriptions

Alfie may offer a monthly auto-renewable subscription and a one-time lifetime purchase. Prices shown by Apple at purchase time are authoritative. Payment is charged to your Apple Account, and Apple manages billing, cancellation, refunds, family-sharing eligibility, and transaction records under its terms.

A subscription renews automatically unless cancelled through Apple before the end of the current billing period. Cancelling stops future renewal but does not normally reverse the current paid period. Restore Purchases can recover eligible purchases associated with the Apple Account used for the transaction.

Your data and permissions

You control the information entered into Alfie. The app may request camera, photo, notification, iCloud, or local-authentication capabilities only for the related feature. The Privacy Policy explains how those capabilities work.

Do not use Alfie to store unlawful material, information you lack permission to use, credentials, government identifiers, or content that could harm another person or system.

Availability and changes

We aim to keep Alfie reliable, but device storage, iCloud, StoreKit, operating-system changes, network conditions, and Apple services can affect availability. Features may change when necessary for security, compatibility, law, or product improvement.

We may suspend access to protect users or comply with law. We will not intentionally remove an earned StoreKit entitlement, but Apple remains the system of record for App Store purchases.

Ownership and acceptable use

Apex Radius owns or licenses Alfie’s code, design, brand, graphics, copy, and related materials. These terms do not transfer ownership to you.

You may not reverse engineer except where law expressly permits it, interfere with app security, redistribute the app outside Apple-authorized channels, impersonate another person, or use Alfie unlawfully.

Disclaimer and liability

Alfie is provided as available and without guarantees of a particular financial result. To the maximum extent allowed by law, Apex Radius disclaims implied warranties and is not liable for indirect, incidental, consequential, special, punitive, or lost-profit damages arising from use of the app.

Nothing in these terms excludes rights or liability that cannot legally be excluded. If a jurisdiction does not allow part of this limitation, that part applies only to the maximum extent permitted there.

Governing law and changes

These terms are governed by the laws of Alberta and the federal laws of Canada that apply there, except where mandatory consumer law requires otherwise.

We may update these terms when Alfie, Apple services, or legal requirements change. The last-updated date identifies the current version.

Contact

Questions about this page can be sent to [email protected]. Apex Radius is based in Calgary, Alberta, Canada.